LAS VEGAS — At CES 2026, the world’s largest technology show, the Washington AI Network Podcast hosted a wide-ranging conversation on the future of digital finance, blockchain, and artificial intelligence, featuring Caroline Pham of MoonPay.
In an interview recorded live from the CES show floor, Tammy Haddad, founder of the Washington AI Network, spoke with Caroline Pham, former acting chair and commissioner of the U.S. Commodity Futures Trading Commission and now MoonPay’s chief legal and administrative officer. The discussion focused on stablecoins, regulatory clarity, and how emerging technologies are reshaping finance and the creator economy.
Pham pointed to CES as a glimpse into how digital money is moving from theory into daily use. “One of the things that was very cool about being here at CES is… there’s a big presence with creators, with artists, and you’re able to do some interesting things with the blockchain technology powered with digital money,” she said.
Having helped advance the GENIUS Act, which established a regulatory framework for payment stablecoins, Pham emphasized that clarity is unlocking innovation. She described stablecoins as “programmable, smart value systems” that can move money more efficiently across global markets and support everything from financial infrastructure to consumer applications.
A central theme of the conversation was how blockchain, stablecoins, and AI could transform how creators earn money and protect their work. “With agentic AI, with the blockchain technology, with digital money like stablecoins… all of that can be automated, and you could be getting paid for what you made,” Pham said, calling the technology a way to modernize royalties and strengthen intellectual property protections.
Pham also argued that the shift goes beyond creators to individuals more broadly. “Every single person is going to be able to be their own creator with a bank and a network and consumers or fans all accessible through decentralized applications,” she said, describing a future built around direct, peer-to-peer economic relationships.
Looking ahead, Pham predicted rapid growth. “In 2026, we’re going to see institutional adoption, but we’re also going to see adoption of digital money at scale,” she said. The episode was recorded at CES 2026, produced by the Consumer Technology Association, and is available on YouTube, Apple Podcasts, Spotify, and other major platforms.
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